Cyber Crime in the Title Industry

3 credits

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wire fraud
The FBI’s Internet Crime Complaint Center receives complaints crossing the spectrum of cyber crime matters. Since they began tracking scams in the late 2013, it has compiled statistics on more than 7,000 U.S. companies that have been victimized. The scam succeeds by compromising legitimate business email accounts through social engineering or computer intrusion techniques, Businesses of all sizes are targeted, and the fraud is proliferating. Title companies handle a lot of money through their escrow acccyber attackounts and are consequently a favorite target of cyber criminals. This course covers all the different types of cyber-fraud, how to recognize them, and how to protect your business against them.

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Lender association warns of TRID ‘black hole’

An industry association is renewing its call for a TRID grace period, arguing leniency is needed while originators acclimatize themselves to the new rules, especially those surrounding client document

Source: Lender association warns of TRID ‘black hole’

Originally posted 2015-08-28 12:52:32.

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Commitments, Policies and Endorsements

 

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Estimated Length: 3 hours
Cost: $55.00 (USD)
Credits: 3
Enrollment Valid For: 12 months

Description

3 credits — A discussion of all the forms filed by the New Jersey Rating Bureau.   Course Materials include an interactive, color coded, downloadable  Forms Manual that you will be able to use as a convenient reference.

Originally posted 2013-09-18 21:49:29.

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New Jersey Rate Manual course updated

New Jersey Rate Manual — Effective May 1, 2015

3 creditsRate Manual

Click Here to Enroll

This course covers the entire New Jersey Rate Manual.It includes sections on Definitions, Methods of Operation, and General Rules. In addition it explains calculating various rates for title insurance and miscellaneous charges. The course also lists all of the endorsements and their respective charges.

The course has been redesigned to make navigation easier.

 

Click Here to Enroll

Originally posted 2015-11-12 12:26:58.

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How to create a strong password

ALTA Best practices encourages the use of strong passwords for your computer systems. Passwords provide the first line of defense against unauthorized access to your computer. The stronger your password, the more protected your computer will be from hackers and malicious software. You should make sure you have strong passwords for all accounts on your computer. If you’re using a corporate network, your network administrator might require you to use a strong password.

Check the strength of your password here

What makes a password strong (or weak)?

A strong password:

  • Is at least eight characters long.

  • Does not contain your user name, real name, or company name.

  • Does not contain a complete word.

  • Is significantly different from previous passwords.

  • Contains Uppercase letters, Lowercase letters, numbers and symbols

A password might meet all the criteria above and still be a weak password. For example, No1password! meets all the criteria for a strong password listed above, but is still weak because it contains a complete word. N01 [email protected]! is a stronger alternative because it replaces some of the letters in the complete word with numbers and also includes spaces.

Help yourself remember your strong password by following these tips:

  • Create an acronym from an easy-to-remember piece of information. For example, pick a phrase that is meaningful to you, such as My daughter’s birthday is 28 October, 1974. Using that phrase as your guide, you might use Mdbi28/Oct,74 for your password.

  • Substitute numbers, symbols, and misspellings for letters or words in an easy-to-remember phrase. For example, My daughter’s birthday is 28 October, 1974 could become MiDauBrthd8iz 281074 (it’s OK to use spaces in your password).

  • Relate your password to a favorite hobby or sport. For example, I love to play basketball could become [email protected]@ll.

If you feel you must write down your password in order to remember it, make sure you don’t label it as your password, and keep it in a safe place.

Check the strength of your password here

Originally posted 2014-12-24 10:59:30.

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New Jersey Rate Manual course updated

New Jersey Rate Manual — Effective May 1, 2015

3 creditsRate Manual

Click Here to Enroll

This course covers the entire New Jersey Rate Manual.It includes sections on Definitions, Methods of Operation, and General Rules. In addition it explains calculating various rates for title insurance and miscellaneous charges. The course also lists all of the endorsements and their respective charges.

The course has been redesigned to make navigation easier.

 

Click Here to Enroll

Originally posted 2016-02-05 12:30:06.

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E-Recording…Today’s technology to streamline closing processes

E-Recording is a hot topic in the industry right now; especially as the market has slowed and title agents are trying to do more with less and gain competitive advantage.

The presentation will address doing business with digital documents and explain the e-recording process from the title industry perspective. During the presentation, we will review and outline eDocument legislation that permits e-recording both on a federal and state level. We will conclude by discussing the competitive advantages that e-recording brings to title agents specifically.

Learning Objectives

Participants will gain a better understanding of the e-recording industry and how to improve their overall workflow.

The education track of this session includes regulatory statutes as well as several facets of business operations. Participants will be able to leave this session empowered with knowledge that will help streamline their post closing process. Benefits of e-recording include:

  • Increased customer satisfaction
  • Improved agent/underwriter relationship
  • Streamlined post-closing workflow
  • Reduced per-transaction costs
  • Fewer file touches
  • More time for business development

About the Presenter

Vicki DiPasquale

Vicki DiPasqualeVicki DiPasquale, has more than 30 years in the title insurance and real estate industry working both with underwriters and agencies in many different states. She consulted on a Freddie Mac e-closing project in 2001 and has been an avid supporter of the e-recording process since its inception. Vicki has a Doctorate degree in Business Management and Organizational Leadership. She has an outstanding record of success in identifying business opportunities, developing strategies and implementing actions to boost business performance. With a focus on technology, Vicki recognizes the importance of innovation as a way to streamline business processes.

For New Jersey, Click Here to enroll.
For Missouri, Click Here to enroll.

Originally posted 2014-06-17 12:38:34.

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NAILTA Announces Opposition to “MERS 2” Proposal

The National Association of Independent Land Title Agents (NAILTA) has announced that it is opposed to a provision in legislation offered by Senator Bob Corker (R-TN) that would create “MERS 2”, a federal mortgage registry modeled after and designed to replace the existing bank-owned MERS mortgage registry.

In its position paper on the Corker bill, Senate Bill 1834, NAILTA says that it “is opposed to any reconstituted MERS system because the MERS model is a deeply flawed system that continues to harm consumers, small business owners, and county governments across the United States.”

According to NAILTA, “[A]ny consideration of creating a new MERS without having successfully resolved the well-known flaws and inadequacies of the previous MERS system is a foolhardy exercise. S.B. 1834 proposes no solution to the prevalent flaws with the current MERS system. Instead, it merely seeks to establish MERS 2.0 based upon the MERS in use on the date of enactment.”  One of those purported flaws in MERS is that it “fails to reconcile 50 states worth
of mortgage recording and foreclosure law.”

NAILTA claims that MERS, a system “built by the mortgage industry, for the mortgage industry” according to its founders, has harmed the land title industry in particular by shifting the business of title insurance away from title professionals and toward banks. NAILTA says that MERS has also damaged land title records and deprived local governments of fees used for general purposes such as public safety.

NAILTA characterizes MERS 2 as a Federal Torrens title system– subject to the considerable expense and difficulty of reconciling states’ differing recording and foreclosure laws into one system.  MERS failed because of the same pitfall, and consumers, county governments, and title agents have borne this expense while only the owners of MERS have benefited, according to NAILTA.

NAILTA has contacted Senator Corker’s office and requested a meeting with the Senator, to express its “deep reservations and opposition concerning MERS and the specific problem we have with [the MERS 2] provision.”

Originally posted 2011-12-03 15:30:46.

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Integrated Mortgage Disclosure course by Anne Anastasi approved in New Jersey

New Integrated Mortgage Disclosure with Anne Anastasi

2 credits

Click Here to Enroll

Former ALTA Presidient Anne Anastasi discusses the New Integrated Mortgage disclosure in this course published by Learntitle.com. The course covers:

  • New terminology
  • New definitions
  • Aspects of inclusion on the “Provider List”
  • Tolerances
  • Preparation and Delivery
  • The new form

Anne AnastasiAnne Anastasi if a former president of the American Land Title Association. She has been instrumental in speaking for the Land Title Industry as the the Consumer Financial Protection Bureau redesigns how real estate transactions will be done.

Originally posted 2015-03-30 11:27:33.

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“Ramblings of a Title Man” on sale now

Author Michael A. Holden examines topics such as the world’s largest land owner, the origins of the United States land transfer system, the first “land restrictions” and many other topics about the Land Title Industry.

After working as both an agent and an underwriter, Michael Holden understands the critical partnership between them. Working as a title agent is a tough but rewarding job, and his goal is building a partnership that enhances a title agent’s success.

His family has served the title industry since 1920. He stepped into the business in 1989 and at one time owned and operated a large Missouri title agency. He has worked for two regional underwriters as national agency manager. He is an active member of ALTA, has served on several committees and the agents’ section committee to the board of governors. He speaks at state land title association conventions and provides CE classes to title agents in the Midwest.

His experience has afforded him a wide range of interesting experiences that he has gathered in this book.  It’s the perfect collection of short stories that as a person in the title business you will be sure to appreciate.

Hard Cover Digital Copy (pdf)
24.95 + tax and shipping
Total = $31.69
$20.00 +tax
Total = $21.40






Originally posted 2016-12-21 02:41:51.

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